Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a ...

I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important ...

When you file for Social Security, your spouse becomes eligible for payments known as spousal benefits. However, they won’t receive these payments automatically. Instead, they must file with the ...

Q: I will be 65 years old soon. Do I have to wait for my Medicare until age 70 if I am going to wait until age 70 to start my retirement benefit? A: Even if you have decided to wait until after you ...

This week I try to address some of the questions that have been raised during these unusual times for federal retirement planning and decision-making. There have been a lot of questions from employees ...

If you're aiming to file for Social Security in 2026, now is the time to get your retirement plan in shape. The 2026 cost-of-living adjustment (COLA) is set at 2.8%, earnings test limits are rising, ...

It sometimes seems like almost everyone pushing retirement age today thinks he or she wants to employ the “file and suspend” strategy to maximize his or her Social Security benefits. Not a day goes by ...

Are you one of the many employees being offered early retirement who are still years away from their Minimum Retirement Age (MRA) which is age 57 if you were born in 1970 or later? If so, you may be ...